Mortgage Qualification Calculator

Mortgage Qualification Calculator

This calculator will help you to determine how much house you can afford and/or qualify for.

Purchase Information

Purchase price
Down payment
Loan amount
Annual interest rate
Length of the mortgage in years

Monthly Payment Information

Monthly principal & interest payment
Annual property taxes
Annual insurance
Annual PMI
Monthly association fees
Monthly payment (PITI)
Tax deductable portion of payment

Qualifying Information

Gross income
Monthly debt payments
Qualify for loan?
Maximum qualifying loan amount
Current Income to payment ratio (max = 28%)
Current debt to income ratio (max = 36%)

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